Knowledge Center

Everything your business needs to know about
employee benefit packages, compliance,
and health care reform.

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The Pitfalls of COBRA and State Continuation

If you are a small employer with 19 or less employees, your group qualifies for “State Continuation” when an employee leaves the organization. Under State Continuation a soon to be ex-employee would then qualify to receive 9 months of continuing coverage under the existing group health plan. For those employers who have 20 or more employees, or for those with 19 or fewer but get their benefits as part of [...]

Benefits of Digital Onboarding

There are many different human resource information systems (HRIS) available. To find the one that fits your needs first start by identifying what your company’s top priorities and goals are. Here are three ways that we see digital onboarding working for your small business; Saves Time & Is Less Work – digital onboarding helps your new hires to get enrolled quickly and efficiently. You will no longer have to deal [...]

Drug Transparency in Oregon?

Recently we have seen several articles with the Drug Price Transparency Bill (OR House Bill 4005) that passed the Oregon Senate and is now headed to the Governor. The bill requires drug manufacturers to report marketing and research costs to the Department of Consumer and Business Services for drugs with a base price of more than $100 and that goes up by at least 10 percent in one year. Companies [...]

What Small Businesses Should Know About Health Reimbursement Arrangements (HRAs)

Beginning at the start of 2017, small businesses can again offer stand-alone HRAs (Health Reimbursement Arrangements) to their employees, thanks to the Small Business Healthcare Relief Act (SBHRA). These plans were available in the past, but were loosely regulated at the time. Now, with stricter guidelines, HRAs are once again allowed and available in agreement with the Affordable Care Act (ACA). Small businesses everywhere are taking advantage of the benefits [...]

4 Ways Your Employees Aren’t Making the Most Out of Their 401(k) Investments

Using a 401(k) plan is a great way for your employees (or plan members) to invest in their retirement. But did you know that many members aren’t taking full advantage of investment opportunities? That means they’re missing out come retirement time. Here are 4 ways your 401(k) plan participants aren’t making the most out of their retirement plan.   1. Lack of education Many employees, depending on their experience with [...]

Do You Really Need Life Insurance Before You’re 30?

Along with getting a job right out of college, getting benefits set up, finding a place to live, paying your bills, and so on, you may be thinking to yourself: when is the right time to get life insurance? You likely already understand the importance of building up your savings account and getting great benefits at work, but what about life insurance? Is it best to wait until you have [...]