Business Solutions


Business transition planning is an important part of your growth plan. In the event of a death, disability or resignation of a key employee or a future change in management, would your business be as successful as it is today? 

Key employee benefits and protection can help you prepare for the unexpected. And, to make sure your business exists in the future the way you want, we’ll help you plan for that, too. 


Do you have a plan in place today? A formal agreement established by and between business owners, family members, key employees or other third parties helps keep your business going due to a death, disability or the retirement of an owner. We can help you with funding the agreement. Life and disability buy-out insurance can help reduce the financial strain on remaining owners. 




Recruit, reward, retain and retire the key employees whose performance most affects the success of your organization. Key employee benefits can help you help them. these plans can provide additional benefits and/or help them make up for benefits lost due to government restrictions placed on qualified retirement plans. The result? More engaged and loyal employees and a great recruiting tool too. 




Protect the integrity, cash flow and ongoing success of your business from the loss of a key employee due to death, disability or termination of employment. Key person insurance helps the business overcome additional expenses associated with recruiting and training a replacement. 




Consolidated Billing

Consolidated Billing

Take a look at our billing.

COBRA Administration

COBRA Administration

Check out COBRA Administration

Benefits Consulting

Tax Advantage Plans

Tax Advantage Plans

Look at our Premium Tax Plan.

The Job Benefit The Newly Graduated Really Want: Employer Participation in Repayment Act

July 2nd, 2019|0 Comments

Many recent college graduates aren’t able to start saving for their futures, like retirement or buying a home, because they are still stuck in the past: paying off their student loans. As unemployment sits low [...]

Should I get travel insurance?

May 3rd, 2019|0 Comments

On your to-do list before you depart on your adventure, ‘get travel insurance’ is probably low or not on the list at all. Unfortunately, travel insurance is usually something most of us don’t think of [...]

Non-discrimination test for Medical FSA: What Happens If I Don’t Pass?

April 2nd, 2019|0 Comments

The non-discrimination test, also called a compliance test, is required for all Medical FSA, Dependent Care Accounts, and Pre-tax of Premiums under section 125 of the IRS code.  You can read part one of the article on [...]

Non-Discrimination Testing: The Basics

April 2nd, 2019|0 Comments

What is Non-Discrimination Testing? It is a test to show there is no discrimination between the benefits given to highly compensated employees (HCEs)/key employees and other employees at the company. No discrimination means that there [...]