Do You Really Need Life Insurance Before You’re 30?Do You Really Need Life Insurance Before You’re 30?

Do You Really Need Life Insurance Before You’re 30?

Along with getting a job right out of college, getting benefits set up, finding a place to live, paying your bills, and so on, you may be thinking to yourself: when is the right time to get life insurance?You likely already understand the importance of building up your savings account and...
3 Important Reasons Why Your Company Should Be Offering Employees a 401(k)3 Important Reasons Why Your Company Should Be Offering Employees a 401(k)

3 Important Reasons Why Your Company Should Be Offering Employees a 401(k)

Retirement plans are not only a great incentive for your employees, but they also offer big benefits for your company. 401(k), specifically, are a helpful way to do double duty for your business and your employees and, contrary to what you may have heard, they’re not just for big businesses...
4 Benefits of Keeping Payment Processing & Merchant Services Simple4 Benefits of Keeping Payment Processing & Merchant Services Simple

4 Benefits of Keeping Payment Processing & Merchant Services Simple

Have you struggled to find the right payment processing or merchant services vendor for your business?Whether you’re faced with fees that are too high for each transaction, difficulty receiving your money in a timely fashion, or issues with fraudulent charges, Heartland’s payment processing...
Willamette Dental Group Myths vs. RealityWillamette Dental Group Myths vs. Reality

Willamette Dental Group Myths vs. Reality

It’s common with any type of insurance to hear “myths” that simply aren’t the reality. With our recent partnership with Willamette Dental Group fresh in our minds, we want to share two such myths and the realities of dental insurance...
6 Questions to Ask to Get the Best Quote for Your Employee Benefit Package6 Questions to Ask to Get the Best Quote for Your Employee Benefit Package

6 Questions to Ask to Get the Best Quote for Your Employee Benefit Package

When it comes to creating an employee benefits package for your business, there some key items to take into consideration. For instance, did you know more than 50% of job candidates say that company benefits are among their top considerations before taking a new position?
Health Savings Accounts (Part I): What You Need to Know & What Has ChangedHealth Savings Accounts (Part I): What You Need to Know & What Has Changed

Health Savings Accounts (Part I): What You Need to Know & What Has Changed

You might have already heard the term “health savings account” from friends or family who have one; or perhaps more recently in the news during talks about government health care reform.What is a Health Savings Account?A Health Savings Accounts (or HSA) is simply a savings account specifically...
Self Employed vs. Small Business Health Reimbursement ArrangementsSelf Employed vs. Small Business Health Reimbursement Arrangements

Self Employed vs. Small Business Health Reimbursement Arrangements

Now that you know what a Health Reimbursement Arrangement (HRA) is, it’s important to understand whether or not you qualify. What’s more is you will want to know whether you qualify for a self-employed HRA or a small business HRA...
Look Out for Your Company & Protect Key EmployeesLook Out for Your Company & Protect Key Employees

Look Out for Your Company & Protect Key Employees

Finding and hiring key employees helps your business grow and succeed. Conversely, key employees want to work for companies that value their work and offer unique benefits that make staying long-term make sense.When it comes to great benefits, a nonqualified deferred compensation plan is a great...
Reward Employees with a Bonus Plan that Makes SenseReward Employees with a Bonus Plan that Makes Sense

Reward Employees with a Bonus Plan that Makes Sense

Offering your key employees an incentive to stay and work hard for your company can be challenging. These employees could theoretically provide years of value to your organization, so it’s critical they stay loyal.A Nonqualified Incentive Bonus Plan offers an ideal way to add a competitive...
Does Your Company Need a Business Needs Analysis?Does Your Company Need a Business Needs Analysis?

Does Your Company Need a Business Needs Analysis?

Just as your business is unique, so are the needs of your business. Your company’s needs change as your business grows, your needs change, your financial goals evolve, and so on. Often, planning for business challenges, future goals, and financial needs can be overwhelming....