Non-Discrimination Testing: The Basics

What is Non-Discrimination Testing? It is a test to show there is no discrimination between the benefits given to highly compensated employees (HCEs)/key employees and other employees at the company. No discrimination means that [...]

Non-discrimination test for Medical FSA: What Happens If I Don’t Pass?

The non-discrimination test, also called a compliance test, is required for all Medical FSA, Dependent Care Accounts, and Pre-tax of Premiums under section 125 of the IRS code.  You can read part one of the article [...]

Do You Really Need Life Insurance Before You’re 30?

Along with getting a job right out of college, getting benefits set up, finding a place to live, paying your bills, and so on, you may be thinking to yourself: when is the right [...]

3 Important Reasons Why Your Company Should Be Offering Employees a 401(k)

Retirement plans are not only a great incentive for your employees, but they also offer big benefits for your company. 401(k), specifically, are a helpful way to do double duty for your business and [...]

4 Benefits of Keeping Payment Processing & Merchant Services Simple

Have you struggled to find the right payment processing or merchant services vendor for your business? Whether you’re faced with fees that are too high for each transaction, difficulty receiving your money in a [...]

Willamette Dental Group Myths vs. Reality

It’s common with any type of insurance to hear “myths” that simply aren’t the reality. With our recent partnership with Willamette Dental Group fresh in our minds, we want to share two such myths [...]

6 Questions to Ask to Get the Best Quote for Your Employee Benefit Package

When it comes to creating an employee benefits package for your business, there some key items to take into consideration. For instance, did you know more than 50% of job candidates say that company [...]

Health Savings Accounts (Part I): What You Need to Know & What Has Changed

You might have already heard the term “health savings account” from friends or family who have one; or perhaps more recently in the news during talks about government health care reform. What is a [...]

Self Employed vs. Small Business Health Reimbursement Arrangements

Now that you know what a Health Reimbursement Arrangement (HRA) is, it’s important to understand whether or not you qualify. What’s more is you will want to know whether you qualify for a self-employed [...]

Look Out for Your Company & Protect Key Employees

Finding and hiring key employees helps your business grow and succeed. Conversely, key employees want to work for companies that value their work and offer unique benefits that make staying long-term make sense. When [...]