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The non-discrimination test, also called a compliance test, is required for all Medical FSA, Dependent Care Accounts, and Pre-tax of Premiums under section 125 of the IRS code...

When you receive a medical bill for a balance - even though you’ve already paid your deductible, coinsurance, or copayment- you might be wondering where the charges are coming from. Then you'll wonder why you, not your insurance, are responsible for paying it...

If you are a small employer with 19 or less employees, your group qualifies for “State Continuation” when an employee leaves the organization. Under State Continuation a soon to be ex-employee would then qualify to receive 9 months of continuing coverage under the existing group health plan...

There are many different human resource information systems (HRIS) available. To find the one that fits your needs first start by identifying what your company’s top priorities and goals are. Here are three ways that we see digital onboarding working for your small business...

Recently we have seen several articles with the Drug Price Transparency Bill (OR House Bill 4005) that passed the Oregon Senate and is now headed to the Governor. The bill requires drug manufacturers to report marketing and research costs to the Department of Consumer and Business Services for...

Small businesses can again offer stand-alone HRAs (Health Reimbursement Arrangements) to their employees, thanks to the Small Business Healthcare Relief Act (SBHRA).

Using a 401(k) plan is a great way for your employees (or plan members) to invest in their retirement. But did you know that many members aren’t taking full advantage of investment opportunities? That means they’re missing out come retirement time...

Along with getting a job right out of college, getting benefits set up, finding a place to live, paying your bills, and so on, you may be thinking to yourself: when is the right time to get life insurance?You likely already understand the importance of building up your savings account and...

If your employer doesn’t offer healthcare plans, or you aren’t eligible for one, the Healthcare Marketplace is your next step. When faced with choosing the right plan, the choices may seem overwhelming. Here are 4 steps for success when purchasing your health insurance. From using Open Enrollment...

Retirement plans are not only a great incentive for your employees, but they also offer big benefits for your company. 401(k), specifically, are a helpful way to do double duty for your business and your employees and, contrary to what you may have heard, they’re not just for big businesses...